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WVBK - Business Banking

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ACCOUNT FEATURES VISA BUSINESS DEBIT CARD Make purchases from your checking account without writing a check Use your Visa Debit Card at any ATM to access your funds ATM fees and surcharges are waived4 No annual or monthly fees The Visa Debit Card provides convenience and access coast to coast ONLINE BANKING A quick and convenient way to see what is happening with your accounts and loans Conveniently manage your business from your desktop or your app View balances see what transactions have posted transfer money and more CHECK IMAGING Check imaging provides easy to read printed images of your checks Checks are printed in numerical order eliminating the need to sort and file them Stay organized with detailed transaction information listed on each image COMBINED STATEMENTS Combine up to 15 Willamette Valley Bank checking savings and loan accounts into one organized monthly statement OUR MISSION S A L EM 101 High Street NE Salem OR 97301 503 485 2222 Willamette Valley Bank s mission to blend superior customer service with the highest quality business banking products started A L BA NY 1970 14th Avenue SE Albany OR 97322 541 926 6555 when we opened our doors in 2000 While this successful combination has resulted in tremendous growth we have never lost sight of the fact that our customers are our KEI ZER 5140 River Road N Keizer OR 97303 503 393 0757 most important asset We are small enough to know you by name but big enough to handle all of your banking needs As the Willamette Valley continues to grow so does our desire to serve this generation of S I L V ERTON 701A McClaine Street Silverton OR 97381 503 873 3449 Entrepreneurs and the next M ERI DI A N S ERV I CE CENTER 3693 E Longwing Ln 120 H Meridian ID 83646 208 991 9997 WV BK COM WVBK Mobile Scan the QR Code with your phone s camera to download the mobile app Foreign fees may still apply 4 BUSINESS BANKING

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BUSINESS BANKING PRODUCTS DESIGNED FOR YOUR NEEDS Minimum Balance to Open Account Business Checking Business Premium Business Analysis Business Savings Business Money Market Business IOLTA 100 100 100 100 100 100 BUSINESS LOANS AND FINANCING Willamette Valley Bank prides itself of being a local community bank Our loan officers get to know you and your business in order to offer you the right loans for your business needs Our strength is being big enough to handle your financial needs but agile enough to give you personalized response times EXAMPLES Minimum Balance to Avoid Service Charge 500 2 500 Average Balance to Avoid Service Charge 500 OR Average Balance in all other deposit account in primary name equal or exceed 3 000 2 500 OR Average Balance in all other deposit account in primary name equal or exceed 5 000 N A 200 1 000 N A Monthly Service Charge 10 00 15 00 10 00 3 00 10 00 N A N A N A N A N A Purchase an Investment Property Own your Business Facility Fund Working Capital Needs Finance growth and expansion LOANS WE OFFER Equipment Business Lines of Credit Commercial Real Estate Multi Family Builder Construction Loans Land Development Agricultural Loans CASH MANAGEMENT PRODUCTS Having the right tools to effectively run your business can mean the difference between thriving and just surviving Account Earns Interest Yes Yes Earnings Credit Yes Yes Yes Interest Paid to Oregon Law Foundation Number of Checks Cleared Per Statement Cycle 50 Excess Charge 25 Per Item 100 Excess Charge 25 Per Item See Account Analysis Fee Schedule N A N A N A Number of Items Deposited Per Statement Cycle 125 Excess Charge 25 Per Item 300 Excess Charge 25 Per Item See Account Analysis Fee Schedule N A N A N A FEATURED FINANCIAL TOOLS Business Online Banking Business Bill Pay Remote Deposit Capture ACH Origination Sweep Accounts Online Wires BUSINESS CREDIT CARDS Harness the power to build your company with our Business Credit Cards We offer Business Credit Cards for all your needs through our partner Elan Financial Institution Contact your local Willamette Valley Bank for more information 1 Federal regulations require banks to limit the way withdrawals may be made from a savings account and market interest account Pre authorized withdrawals transfers by phone wire or PC overdraft protection automatic payments or checks are limited to a combination of six 6 per statement cycle There is no regulatory limit to the number of withdrawals made in person or at an ATM however you may be subject to excessive withdrawal fees 2 Monthly balance is calculated per statement cycle

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